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Discussion Starter #1
Does anyone know if the Infiniti FX has a high theft rate?
Anyone experience theft?
 

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zigzag5555 said:
Anyone experience theft?
My insurance company labels the '45 as a "Symbol 21" and is therefore robbing me blind; does that count? :(
 

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kcrudup said:
zigzag5555 said:
Anyone experience theft?
My insurance company labels the '45 as a "Symbol 21" and is therefore robbing me blind; does that count? :(
What does "Symbol 21" signify? I know I was pleasantly surprised when my FX 45 came out $350 lower in annual premium than my '01 Land Rover Discovery SE. I was expecting the opposite given the much higher value and 315 HP of the FX as opposed to the Discovery's vastly underpowered 185 HP. Besides, who steals Discoveries anyway?
 

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CDR said:
What does "Symbol 21" signify?
I don't know- but I think the max is something like 25. All I know is it's costing me $4800/yr in insurance.
 

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CDR said:
I know I was pleasantly surprised when my FX 45 came out $350 lower in annual premium than my '01 Land Rover Discovery SE. I was expecting the opposite given the much higher value and 315 HP of the FX as opposed to the Discovery's vastly underpowered 185 HP. Besides, who steals Discoveries anyway?
I was also plesantly surprised, considering my insurance only went up about $200/yr compared to my 98 Grand Prix GTP, which cost less than half the price of my FX, and is 6 yrs old!...yes, I still have it.
 

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I was shocked. I'm with AAA. My '95 SC400 costs 1200 full coverage. I'm consiering dropping it from coverage as it is only worth about $12K which means I'm pyaing 10% of it's value to insure ever year.

My FX45 only costs $995/year with the same coverages and limits.
 

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wow
4800 bux is way way too much dough.
is that the norm in cali 4 nee ya :(
my cost is 850/yr
 

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esemes said:
have [you] yet reached the "over 29" discount club?
They don't give discounts for over 29 in Cali, I don't think. I'm gonna be 40 this year, and I have two tickets, but according to a recent L.A. Times article, what's killing me is that I live in L.A.- most of my comprehensive premium is 'cause of that.

I found a company I think I'm going to start with soon- I go down to "only" $3500/yr, but I'm not sure if the coverages are comparable yet.
 

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Best and worst states for auto insurance premiums:*

Code:
1 New Jersey       $1,182.54 
2 New York         $1,161.27 
3 D.C.             $1,156.23 
4 Rhode Island     $1,027.03 
5 Massachusetts    $1,013.46
....
24 California      $795.36
51 Iowa            $596.44
* from Bankrate.com. The figures are for 2001, the last year for which full figures are available.
 

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I think you're getting screwed royaly by the insurance companies Kenny.... How bad were those speeding tickets?
 

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ujmot said:
How bad were those speeding tickets?
Both were less than 25 over the limit (i.e., one point each). What really pisses me off is they were both radar tickets, and the CHP doesn't use radar in the cities, so I left the house w/o the detector, and for whatever reason, ended up in the sticks both times. I've never had a non-radar CHP ticket stick. They were recorded on my MA license (which I had 'till it expired in November 2002), but CA is in the DLC, so they ended up on my CA license when I got that one.

One drops off in August, the next one in January. Can't hardly wait.
 

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Why not sign up for one of the local Defensive Driver education courses. They usually last about 8 hours (one afternoon) and significantly reduce your insurance premium for up to 3 years. The reduction can be up to 20%....in your case, almost a grand!!
 

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CDR said:
Why not sign up for one of the local Defensive Driver education courses. They usually last about 8 hours (one afternoon) and significantly reduce your insurance premium for up to 3 years. The reduction can be up to 20%
I'll be damned- none of the companies have ever asked me if I'd taken one of these (usually in response to one of my pained "****, that's high- can I do anything about it?!" queries). Do you have any names I could start with?
 

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kcrudup said:
CDR said:
Why not sign up for one of the local Defensive Driver education courses. They usually last about 8 hours (one afternoon) and significantly reduce your insurance premium for up to 3 years. The reduction can be up to 20%
I'll be damned- none of the companies have ever asked me if I'd taken one of these (usually in response to one of my pained "****, that's high- can I do anything about it?!" queries). Do you have any names I could start with?
With us in upstate New York, the local town police and town hall coordinate the courses and can provide a schedule of classes. They generally administer it at the town hall itself and is given in one afternoon session or two consecutive evenings. Also, some of the local insurance agencies make the defensive driver courses available.
 

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zigzag5555 said:
Does anyone know if the Infiniti FX has a high theft rate?
Anyone experience theft?
This month's "Automobile" magazine can shed some light on your question. They have a very detailed article on the FX this month, following a one year test of the FX 45 and 35. According to the magazine and State Farm Insurance, they state that the theft rate on the FX is better than average and that its safety features result in a 20% discount when determining annual premium rates. So good news on that front.

The review gave the FX a four out of five star rating with exceptional reliability and service and not even a rattle to complain of. Ride quality and cargo/interior space didn't do as well and knocked down what would have been a five star rating. They felt it necessary, when the snow arrived in Michigan, to replace the stock 20" wheels and tires on the FX 45 with 17" wheels and Blizzak snow tires.

Are people satisfied with their 20" Goodyear Eagle RSAs during the winter when the slush and snow arrives?
 

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heh I wrote back to your question/post on the 'other' board. :p

Slush is our cars' worst enemy. Well maybe 2nd to true off roading ;)
 

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Discussion Starter #19
Thanx do u know the link where the article is?

Thanx do u know the link where the article is?
 

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CDR said:
According to the magazine and State Farm Insurance, they state that the theft rate on the FX is better than average and that its safety features result in a 20% discount when determining annual premium rates. So good news on that front.
Oh, I'm so being dicked, then!

Are people satisfied with their 20" Goodyear Eagle RSAs during the winter when the slush and snow arrives?
... "slush"?
... "snow"?
you might not wanna click this if you dug yourself out today :D
 
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